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Stop Wage Garnishment – Laws Exist To Guarantee the Protection Of the Consumer’s Rights

Laws exist to safeguard taxpayers from confiscation of their assets. Likewise there are laws existing that have specific provisions regarding the amount of taxes by the IRS. These laws are very important because tax collection is the principal method of obtaining revenue for the federal government. The amount of money that may be seized by the IRS varies and is determined by the outstanding tax due as well as the total of person’s assets. However, generally, there's a fixed cap of 25% of the salary. Because the calculation is based on a percentage, the quantity seized might be more if the person’s paycheck is more and less if the paycheck is less. Seeking to reach some sort of equitable agreement with the IRS is the simplest way to minimize tax complications lower the burden of repayment of the outstanding amount. In the event the taxpayer is unsuccessful in negotiation, one more option available may be to immediately seek bankruptcy relief. Bankruptcy is therefore a specific tactic to stop wage garnishment.

If an individual files for bankruptcy then all collection activities from the creditors associated with the debt come to a grinding halt. Bankruptcy is sometimes used as a weapon from the legal community in order to save their clients from problems associated with a legal verdict. Also, the wage garnishment laws state that while the wages of any employee are being withheld, the employer cannot fire him. The law clearly states the protection provided to the delinquent taxpayers’ job during situations. If the employer does terminate the taxpayers’ employment, he is subject to a fine of $1000. The wage garnishment laws are strict and particular and a taxpayer in default is advised to cooperate with the IRS if such an unfortunate incident does occur. Since everything is done with clear and particular consequence, failure to adhere to any federal guideline could result in further legal issues - which is the very last thing desired.

If one is able to satisfy the outstanding debts this should be done immediately. After the debt is paid a person won't have the worry of getting sued by the creditor and being forced to fend off and stop wage garnishment. One shouldn't make his creditor irate or ignore him. The taxpayer needs to spell out his situation clearly and frankly to the creditor, citing specific reasons for his inability to make payments in a timely manner together with proposing a solution. Initially choosing a lawsuit just isn't recommended. If an individual is in a healthy enough financial condition to settle his debt during the allotted time period of 10 days from the date of judgment, he is able to stop wage garnishment immediately. An alternate way to utilize the wage garnishment laws is to make an appeal for one’s basic necessities like food, housing and healthcare. Declaring bankruptcy to stop IRS wage garnishment is obviously a solution, but ought to be the last resort.

Client Testimonials

Satisfied Client
I would like to thank Confidential Tax Resolution for a job well done. Their firm was upfront and honest with me from day one. When they started working on my case, I owed almost $57,000. They settled it for less than $4000 and communicated with me throughout the entire process. I was amazed to find someone who actually did what they said they would do. I just wish their expertise extended beyond taxes!
M. Powell
Settled and Caught Up
My husband and I are procrastinators by nature and I'll admit we needed a kick in the pants. We hadn't filed our taxes in three years and got a notice on a Friday that we owed $87,456.23. Not a good way to start our weekend! After we hired Emily, she got everything caught up and figured out and she ended up getting the IRS to settle the debt for less than 10%. She's a natural motivator who inspired us to get it into gear. She's also a new friend. Thanks to Emily and CTR.
J. Wallace
Frozen Funds Thawed Fast
My wife was at the store and her bank card didn't work. It turned out the IRS had put a levy on our accounts and we had a zero balance. We called you guys and the accounts were unfrozen and the funds were replaced that [same] day! Talk about fast service!
L. Greenberg

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